Cardiff, Wales • Posted 2 weeks ago

Collections Advisor

UK United Kingdom £22,000 - £25,000 /yr Company - Private Banking & Lending
Offered Salary£22,000 - £25,000 /yr
Job TypeCompany - Private
Location / ModeCardiff, Wales
Sector / CategoryBanking & Lending
Estimated Compensation Breakdown
Est. ≈ $29,845 USD/yr
Monthly Pay£1,958 / mo
Bi-Weekly Pay£904 / 2-wk
Hourly Rate£11.30 / hr

Hiring Intelligence & Application Guidance

Application Screening

Direct ATS application. Include measurable achievements and core keywords from the job description.

Typical Interview Stages

Initial recruiter screening → Hiring Manager interview → Role-specific practical assessment.

Salary Transparency

Compensation benchmarked against current UK market rates (GBP).

Eligibility & Visa

UK Right-to-Work verified for direct application.

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Role Overview & Responsibilities

At V12 Retail Finance, we are growing fast and are seeking customer focused individuals to join our team. Whether you are looking for an opportunity that will accelerate your career in financial services or simply want to excel at what you do, we will help you fulfil your potential.

What's on Offer
We are looking for individuals who wish to grow their career in financial services, this is a customer contact role with potential and multiple specialist career paths within the business and development plans to help you achieve your career aspirations. We offer;
  • Competitive salary starting at £22,000 plus annual bonus
  • Favourable working hours (35 per week)
  • Hybrid working
  • Life assurance
  • Matched pension contributions
  • A wellbeing hour to spend doing whatever makes you happy
  • 25 days annual leave plus bank holidays and your birthday off, on us!
  • A wide range of flexible benefits from Cycle2Work to private healthcare
  • Paid volunteering days and matched charity fundraising
  • Free parking
What you will do

Our Collections Advisors work closely with customers who are in early arrears to help bring their accounts back into good health, agreeing repayments that are affordable and sustainable.

They do this by taking the time to understand the customer’s individual situation, showing empathy and respect, and providing fair outcomes and positive experiences all times.

We pride ourselves on our fair and ethical approach and helping each and every customer on their road to financial recovery, so if you are a customer focused individual, who enjoys talking to people and would like to make a real difference to the customers you interact with, then we are keen to hear from you.

Can you do it?

As an experienced Collections Advisor you will excel at listening, be able to explain things clearly and have an empathetic approach, tailoring each call to the individual customer’s needs. You will have the confidence to take ownership, using your knowledge and experience to ensure that every single customer you speak to will put the phone down feeling valued.

We know our people are our biggest investment, which is why we take the time to ensure every new joiner to our team receives our comprehensive training. We value behaviours over direct experience therefore if you can demonstrate a flair for customer communications, empathy and excellent listening skills then you could be just what we need.

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Collections AdvisorV12 Retail Finance • Cardiff, Wales